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There is really nothing more frustrating than the high premiums we have to pay for car insurance.  Even though everybody thinks the rates are too high, insurance is a necessity.  People that have had to make claims are always thankful for the insurance they have paid for month after month.  There are a few things you can do that will allow you to save on car insurance.  Consider how much your driving your car.  You can get lower premiums if you don’t drive your car excessively.  Another way to lower your premiums is to have a higher deductible.  This will save you money on the cost of the policy.